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The First Time Home Buyer Playbook|Budget, Loans, Rent vs Buy, Mistakes To Avoid| Realty Returns


Buying your first home can be overwhelming — but it doesn’t have to be. In this episode of Realty Returns, we simplify the entire process with expert advice and real buyer insights. From figuring out if renting or buying makes more sense, to decoding how much home you can actually afford, we cover it all. Learn how income-to-loan ratios work, what financial red flags to watch out for, and how to navigate EMIs, interest rates, and hidden costs. We also dive into the pros and cons of under-construction vs ready-to-move homes and tips to avoid common mistakes first-time buyers make. If you’re planning to enter the real estate market in 2025, this is the playbook you need. Catch Nandita Khemka in conversation with Keval Valambhia, COO of CREDAI-MCHI and Suresh Sadagopan, MD & Principal Officer, Ladder7 Wealth Planners.



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