HDFC Bank Q2 Results 2025 Highlights: Net profit rises 10.8% to ₹18,641 crore; NII up 4.8% YoY

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HDFC Bank Q2 Results 2025 Highlights: HDFC Bank, the largest private sector bank in India, announced its Q2 results today, 18 October 2025. The board of directors of the private lender was scheduled to meet on Saturday and had approved the financial results for the second quarter of FY26.

The overall banking sector is estimated to report weak earnings in the quarter ended September 2025, with sector profitability bottoming out before a recovery in H2FY26. Here’s a look at HDFC Bank Q2 results today:

HDFC Bank Q2 Results

HDFC Bank reported muted growth in its net profit and net interest income (NII) during the July-September quarter.

HDFC Bank reported a standalone net profit of 18,641.28 crore during the second quarter of FY26, registering a growth of 10.8% from 16,820.97 crore in the year-ago period.

The lender’s Net Interest Income (NII), the difference between interest earned and interest paid, during the fiscal second quarter ended September 2025 grew 4.8% to 31,551.5 crore from 30,114 crore, YoY.

Pre-provisions operating profit (PPOP) in Q2FY26 increased 18.5% to 27,923.60 crore from 24,705.74 crore, YoY.

Asset quality of the private sector lender improved sequentially during the quarter. Gross NPA declined 7.42% QoQ to 34,289.48 crore, while Net NPA decreased 6.75% QoQ to 11,447.29 crore. Gross NPA ratio dropped 16 bps QoQ to 1.24% and Net NPA ratio fell 5 bps QoQ to 0.42%.

On Friday, HDFC Bank share price ended 0.83% higher at 1,002.50 apiece on the BSE.



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