Enduring growth of the MSME credit landscape

According to the recent MSME Pulse Report by TransUnion CIBIL and SIDBI, the total credit exposure to MSMEs increased by 13% y-o-y in March-25, indicating steady portfolio expansion. New-to-Credit (NTC) borrowers, who made up 47% of new originations, drove an 11% y-o-y increase in credit demand. Delinquencies have declined, indicating a considerable improvement in asset quality. 

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Published on June 10, 2025